About Paygrand

We are a digital lending business

Partnering for Innovation and Growth

Paygrand is a digital lending business. We provide instant mobile loans to underserved borrowers through partnership with officially registered SACCOs and Self-Help Groups. We partner with Boda Boda SACCOs, Community Based Organizations and Self-Help Groups to unlock access to credit for their active members.

Our credit facility called OKOA FUEL helps Boda Boda operators access funds fast, when they need it.

We offer customized Okoa Fuel loans as per our agreement with specific partners. We have Okoa Fuel for an individual Boda Boda operator, Okoa Fuel for a group of Boda Boda Operators and Okoa Fuel for Medium, Small and Micro Enterprises within Boda Boda Saccos.

Our service can be accessed through USSD, Android and iOS mobile applications.

Our Purpose

We enable MSMEs, SACCOs and Self-Help groups to deliver on their promise by supporting improved service delivery in communities across Kenya.

Our Mission

To create value for communities by giving them quick access to finance to accelerate economic growth.
We commit to a sustainable future

Our Vision

To be a successful organization that empower sustainable entrepreneurship to change the lives of individuals, families, and communities.
Creating and translating payments and lending technologies into value for the locals.

Hundreds of customers
trust Paygrand Service

  • Sustainability and Innovation
  • Quality and Excellence
  • Integrity and Accountability
  • Equity, Diversity, and Inclusion
  • Privacy and Data Security
  • Service-driven Solution-oriented

Paygrand testimonials

What they're saying about Paygrand Service

We’re trusted in lending.

We work with our partners to serve you better, from affordability, trustworthiness and clarity on application process and what happens if you run into problems marking payments.
We also reward good behavior by training you on how to build a high credit score that gives access to cheaper financial products.

We're trusted in payments.

As a payments aggregator, we are committed to developing and maintaining payment gateways that are smooth, fast, secure and trustworthy for better customer buying experience.
Our platform allow merchants to accept multiple payment options (debit cards, credit cards, mobile money, bank deposits, etc) securely.